Salary calculator for 2026/27: Convert annual, monthly, weekly or hourly gross pay and estimate UK Income Tax, employee National Insurance and take-home pay.
Salary results
| Period | Gross pay | Take-home pay |
|---|---|---|
| Enter your salary to see the conversion. | ||
Daily figures assume 5 working days per week. Hourly net pay uses your entered hours for hourly input, otherwise 37.5 hours per week.
What is the United Kingdom Salary Calculator?
The United Kingdom Salary Calculator converts gross pay between annual, monthly, weekly and hourly amounts. It then estimates Income Tax, employee National Insurance and take-home pay for the 2026/27 UK tax year.
You can enter a quoted annual salary, a monthly or weekly amount, or an hourly rate. When hourly pay is selected, the calculator uses your working hours and paid weeks to estimate annual earnings before applying tax and National Insurance.
How to use the salary calculator
- Enter the gross salary or pay rate before deductions.
- Select whether the amount is annual, monthly, weekly or hourly.
- For hourly pay, enter your weekly hours and paid weeks per year.
- Select your Income Tax region.
- Choose whether to include employee National Insurance.
- Select Calculate salary to view the breakdown.
How salary is converted
| Entered pay | Annual conversion |
|---|---|
| Monthly | Monthly salary × 12 |
| Weekly | Weekly salary × 52 |
| Hourly | Hourly rate × weekly hours × paid weeks |
After annual gross salary is calculated, the tool applies the appropriate 2026/27 Income Tax rates and standard employee NI thresholds. Results are then divided into monthly, weekly, daily and hourly estimates.
2026/27 salary deductions
The standard Personal Allowance is £12,570. For England, Wales and Northern Ireland, taxable employment income is generally charged at 20%, 40% and 45% across the applicable bands. Scotland uses separate starter, basic, intermediate, higher, advanced and top rates.
The Personal Allowance reduces by £1 for every £2 of adjusted net income above £100,000 and reaches zero at £125,140. Standard category A employee National Insurance is estimated at 8% between the annual primary threshold of £12,570 and upper earnings limit of £50,270, then 2% above that limit.
Worked salary example
For a £35,000 annual salary in England, Wales or Northern Ireland, taxable income is approximately £22,430 after the standard Personal Allowance. Estimated Income Tax is £4,486 and employee National Insurance is approximately £1,794.40. Estimated annual take-home pay is £28,719.60, or about £2,393.30 per month before pension, student-loan or other deductions.
Gross salary versus take-home salary
Gross salary is the amount stated before deductions. Take-home salary is what remains after Income Tax, National Insurance and any other payroll deductions. Your actual payslip may also contain workplace pension contributions, student-loan repayments, salary-sacrifice deductions, benefits or tax-code adjustments.
Calculator limitations
The calculator annualises salary and deductions for planning purposes. PAYE and National Insurance are normally calculated for each pay period, so rounding and variable pay can produce a slightly different payslip. The estimate does not cover multiple jobs, irregular bonuses, non-standard NI categories, benefits in kind or personalised tax codes.
Related UK calculators
Authoritative sources
- GOV.UK — Income Tax rates and Personal Allowances
- HMRC — Rates and thresholds for employers 2026 to 2027
Frequently asked questions
Can I enter an hourly wage?
Yes. Select Hourly rate, then enter your hourly pay, weekly working hours and paid weeks per year.
Does the calculator support Scottish Income Tax?
Yes. Select Scotland to apply the separate Scottish employment-income bands for 2026/27.
Does it include National Insurance?
Yes. Standard employee Class 1 National Insurance is included by default and can be switched off.
Are pension and student-loan deductions included?
No. Pension contributions, student loans and other personalised payroll deductions are not included.
Why might my payslip be different?
Your tax code, pay-period rounding, bonuses, benefits, pension method and other deductions can make the actual payslip different from this annual estimate.
Important: Results are estimates for general guidance and are not an HMRC assessment, payslip or personalised tax advice.